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Showing posts with label Make Money. Show all posts
Showing posts with label Make Money. Show all posts
money making new year

It’s coming up to that time of year again – the time of New Year’s Resolutions where we all think it’s time to change ourselves, and of course because the date’s changed to a new year we’ll definitely be able to do just that. In reality, New Year’s Resolutions rarely last. We have the motivation to keep them for all of a month, max, and then we’re over it. Like, so over it that we splurge and eat a whole chocolate cake when really we’re meant to be getting fitter (true story).
But 2015 will obviously be different right? Right. Know why? Because you’re going to do things differently this year. Instead of going for a giant goal you’ll never stick to (*cough* I’ll be fitter for Christmas 2015 *cough*), you’re going to pick little goals that should add up to something bigger. It’s well known that small habits lead to big changes, so pick a few little changes you’d like to take on for the new year.
A great example of this kind of New Year’s Resolution is doing one pushup a day. That’s much more doable than going to the gym 3 times a week. You’ll find yourself wanting to do more than one pushup occasionally, and those days of motivation will probably lead to better workouts than 3 forced days at the gym would. And after sticking to this goal for a month, you’ll be much fitter than doing nothing at all.
So what New Year’s Resolutions can you take on to help you save money? Well lucky for you, I have some awesome tips on money saving that I’ve made into 10 neat little New Year’s Resolutions – pick as many or as few as you want, but keep in mind that the easier you make it for yourself, the more likely you are to stick to them and to let your small change snowball into a larger one.

10 Tips On Saving Money You Can Make Into New Year’s Resolutions

New Year’s Resolution 1 – Give Up Your Daily Coffee

Or your weekly coffee. However often you go to a cafe, stop. Or at least cut down. Let’s just assume you do get a coffee from Starbucks or Costa every morning on the way to work. Let’s average the price at £2.20(although this is already quite a lowball, you’ll get the idea). If you gave this up for a year, you could potentially be saving £528! And if you gave up just one coffee a week, you’d be saving £105.60, which is still nothing to be sniffed at.
Although you’ll be spending a lot to get the machine and the coffee pods as a one off, over the long-term making a coffee this way each morning and putting it in a flask to take to work could give you some serious savings.
So instead of thinking ‘I have to go without a coffee everyday!’ you can still have that morning coffee – but you’ll still be saving money.

New Year’s Resolution 2 – Scrap Your Weekly Takeaway

This is one of my tips on saving money that should be completely obvious to you. Getting a takeaway isexpensive (and bad for you… if you didn’t know), so try to replace them with home cooked meals. If you’re used to have a takeaway weekly, try moving to having one every 2 weeks, or even once a month.
If you have a weekly takeaway that comes to around £20, you’ll save £240 a year by cutting out just one a month. You’d save a massive £720 by cutting them back to just one a month in total! Crazy.
I know a good takeaway sometimes feels like your highlight of the week, so if you don’t want to give it up at all, why not just get a supermarket takeaway? Supermarkets like Tesco, Sainsburys, Marks and Spencer and ASDA have their own takeaway type food ranges if you want something you don’t have to make from scratch. They’re usually cheaper than getting a usual takeaway, and slightly better for your waistline.

New Year’s Resolution 3 – Cut Out Your Daily Chocolate Bar

Another one of these tips on saving money that’s equally suited on a list for getting healthier! Two benefits in one is something I love. More value there.
If you have a daily chocolate bar, you could be spending around £365 a year on them. How ridiculous does that sound? If you don’t think you could cut them out altogether (because let’s face it, that’s a huge habit to break), try to cut down to one every 2 days. Then drop it to one every 3 days. You might be able to get it to one a week before you even realise what a big change you’ve made. The savings will slowly add up, and your body will thank you for it.

New Year’s Resolution 4 – Stop Impulse Buying

For this, I’m talking anything as small as a pack of gum that you spot by the checkout, to as big as a new game or dress you decide you absolutely must have thanks to an online sale. This is a money saving tip which you can tailor to however you want it to be. Maybe you want it to only apply on big purchases? If that’s right, then you could say you’ll stop yourself from impulse buying at least once a month, and make a note on your phone whenever you do manage to stop yourself.
It’s very difficult for you to enforce yourself with this money saving tip though. Mainly because an impulse buy literally means you probably won’t notice or stop yourself when you make it. You can try though!

New Year’s Resolution 5 – Stop Ignoring Your Debts

If you’re paying back the very minimum you have to on all debts, 2015 might be the year for you to take a step back and look at how you can get rid of them a little bit quicker. Although it doesn’t sound like much, even paying off an extra £5 or £10 a month can start to make a big difference for you.
Honestly, if you’re already putting money into savings, it could be better spent putting less in and plugging it into whatever debts you have. Start with your credit card debts, because those are the ones where the interest rates could hit you hardest. Then start to think about the rest. Stick to this and hopefully you can have a debt-free 2016!

New Year’s Resolution 6 – Start Walking Or Cycling To Work

Ok, so not all of my tips on saving money will work for everything. This New Year’s Resolution can onlyrealistically be taken on if you live close enough to your workplace to be able to walk or cycle to it, so if you have an hour commute to work each day I’m sorry, but you’re pretty much stuck with it.
If you have the opportunity to walk or cycle to work then the benefits are (almost) endless. You’ll get healthier, skip the traffic, save money on petrol (and potentially tax and upkeep of a car if you sell yours!), and if you cycle to work you could be eligible for a tax free bike with even more savings from the Cycle To Work Scheme. Cycling and walking to work are so much more relaxing too – you have time to really think, you don’t have to worry about the traffic and you get fresh air everyday.

New Year’s Resolution 7 – Start Using A Cashback / Voucher Code Site

If you’re not already using a cashback site, this is one of my biggest money saving tips for any time of the year. It literally costs you nothing, and you get money back on purchases. What’s not to love? C if you’re unsure on how to get started. But just know that it’s a really easy way to grab some savings the shops aren’t telling you about already. This last year I’ve personally pocketed over £100 from using a cashback site, which I used to buy Christmas presents! You can make an account and start saving on Trendy-Money right now.
If cashback doesn’t sound like your kind of thing (erm, why not?) then how about making a New Year’s Resolution to use more voucher codes? Most of the time, when you make a purchase online, there’s a voucher code out there to give you some money off. If you don’t take 10 seconds out of your day to search for one, you could be wasting a ridiculous amount! Vouchers At Checkout is a great place to start – they list the hottest vouchers that they manually test to ensure they work so you’ll always find a working deal.
Soon you won’t even have to bother Googling for voucher and discount codes; Vouchers At Checkout are going to release an extension which pops up and lets you know if there’s a voucher available for the site you’re on before you checkout! So you’ll never miss out again.

New Year’s Resolution 8 – Cancel Your Unused Gym Membership

You want to get fitter, I get that, but it’s not happening at the gym. It’s so out of your way, you really don’t have the time to get there and back as well as work out. It’s fine, this isn’t admitting defeat, you’re notgoing to be podgy forever. I don’t just have tips on saving money you know, I also have tips on how to make good substitutes!
Just do your regular workout at home. Wait, hear me out. I know you don’t have all that fancy gym equipment, but you really don’t need it. There are plenty of Youtube tutorials on how to do some great home exercises, and if you really felt like you were missing out on something a set of weights is all you’d need.
And if you really want to be brave, you could always go for a jog…
Read Also : 10 Books That Bill Gates Wants You to Read to Become as Successful as Him

New Year’s Resolution 9 – Make More Money

Just saying ‘make more money’ is easy. Actually doing it is the difficult bit. But think about this realistically, even an extra £50 a month would be welcomed right? So take on a second job if you have the time, or put some of your talents to good use.
You could start selling commissions if you’re a great artist. If you love to bake, offer to sell cheap baked goods to friends, family or work colleagues. You could even advertise online to make personalised pieces for Birthdays and the like. If you think you’re good with words you could start up your own blog and see where that leads you (but it’s probably best not to start it for the soul purpose of making money, those kind of blogs rarely go very far). You could even offer yourself up as a freelance writer for companies.
There really is something for every talent out there – check out fiverr if you don’t believe me (and that’s also an awesome place to sell your talents). But if you don’t mind something more temporary, one of my best short-term tips on saving money is to sell the things you don’t want on ebay or gumtree. You’ll make a bit of cash on the side and declutter your home. Win-win!

New Year’s Resolution 10 – Build A Budget

This money saving tip is feared and avoided by more people than those who ignored my daily chocolate New Year’s Resolution. And that’s saying something. As Daisy from PrettyGreenTea points out, ‘Do not save what is left after spending, spend what is left after saving.’ This incredible quote from Warren Buffet is exactly what you should be doing, but if you don’t have a budget you’ll never know what you’re saving!
Building a budget isn’t difficult, and it can keep you on track for the entire year. You don’t even have to make a fancy spreadsheet, just get out a piece of paper and note down your major outgoings and incomings. Think rent, bills, planned expenses (car tax, MOT, insurance policies etc), food, treats etc etc.
Once you do that, you can see where you’re missing out on saving money, and where you can cut back your expenses. Pin it to your fridge so you see it everyday and actually stick to it.
This is something you can do slowly, month by month, and at least start in 2015. It’ll give you peace of mind that if anything unfortunate did happen, you’d be able to support yourself.

10 Fantastic Money Saving New Year's Resolutions (2015)

money making new year

It’s coming up to that time of year again – the time of New Year’s Resolutions where we all think it’s time to change ourselves, and of course because the date’s changed to a new year we’ll definitely be able to do just that. In reality, New Year’s Resolutions rarely last. We have the motivation to keep them for all of a month, max, and then we’re over it. Like, so over it that we splurge and eat a whole chocolate cake when really we’re meant to be getting fitter (true story).
But 2015 will obviously be different right? Right. Know why? Because you’re going to do things differently this year. Instead of going for a giant goal you’ll never stick to (*cough* I’ll be fitter for Christmas 2015 *cough*), you’re going to pick little goals that should add up to something bigger. It’s well known that small habits lead to big changes, so pick a few little changes you’d like to take on for the new year.
A great example of this kind of New Year’s Resolution is doing one pushup a day. That’s much more doable than going to the gym 3 times a week. You’ll find yourself wanting to do more than one pushup occasionally, and those days of motivation will probably lead to better workouts than 3 forced days at the gym would. And after sticking to this goal for a month, you’ll be much fitter than doing nothing at all.
So what New Year’s Resolutions can you take on to help you save money? Well lucky for you, I have some awesome tips on money saving that I’ve made into 10 neat little New Year’s Resolutions – pick as many or as few as you want, but keep in mind that the easier you make it for yourself, the more likely you are to stick to them and to let your small change snowball into a larger one.

10 Tips On Saving Money You Can Make Into New Year’s Resolutions

New Year’s Resolution 1 – Give Up Your Daily Coffee

Or your weekly coffee. However often you go to a cafe, stop. Or at least cut down. Let’s just assume you do get a coffee from Starbucks or Costa every morning on the way to work. Let’s average the price at £2.20(although this is already quite a lowball, you’ll get the idea). If you gave this up for a year, you could potentially be saving £528! And if you gave up just one coffee a week, you’d be saving £105.60, which is still nothing to be sniffed at.
Although you’ll be spending a lot to get the machine and the coffee pods as a one off, over the long-term making a coffee this way each morning and putting it in a flask to take to work could give you some serious savings.
So instead of thinking ‘I have to go without a coffee everyday!’ you can still have that morning coffee – but you’ll still be saving money.

New Year’s Resolution 2 – Scrap Your Weekly Takeaway

This is one of my tips on saving money that should be completely obvious to you. Getting a takeaway isexpensive (and bad for you… if you didn’t know), so try to replace them with home cooked meals. If you’re used to have a takeaway weekly, try moving to having one every 2 weeks, or even once a month.
If you have a weekly takeaway that comes to around £20, you’ll save £240 a year by cutting out just one a month. You’d save a massive £720 by cutting them back to just one a month in total! Crazy.
I know a good takeaway sometimes feels like your highlight of the week, so if you don’t want to give it up at all, why not just get a supermarket takeaway? Supermarkets like Tesco, Sainsburys, Marks and Spencer and ASDA have their own takeaway type food ranges if you want something you don’t have to make from scratch. They’re usually cheaper than getting a usual takeaway, and slightly better for your waistline.

New Year’s Resolution 3 – Cut Out Your Daily Chocolate Bar

Another one of these tips on saving money that’s equally suited on a list for getting healthier! Two benefits in one is something I love. More value there.
If you have a daily chocolate bar, you could be spending around £365 a year on them. How ridiculous does that sound? If you don’t think you could cut them out altogether (because let’s face it, that’s a huge habit to break), try to cut down to one every 2 days. Then drop it to one every 3 days. You might be able to get it to one a week before you even realise what a big change you’ve made. The savings will slowly add up, and your body will thank you for it.

New Year’s Resolution 4 – Stop Impulse Buying

For this, I’m talking anything as small as a pack of gum that you spot by the checkout, to as big as a new game or dress you decide you absolutely must have thanks to an online sale. This is a money saving tip which you can tailor to however you want it to be. Maybe you want it to only apply on big purchases? If that’s right, then you could say you’ll stop yourself from impulse buying at least once a month, and make a note on your phone whenever you do manage to stop yourself.
It’s very difficult for you to enforce yourself with this money saving tip though. Mainly because an impulse buy literally means you probably won’t notice or stop yourself when you make it. You can try though!

New Year’s Resolution 5 – Stop Ignoring Your Debts

If you’re paying back the very minimum you have to on all debts, 2015 might be the year for you to take a step back and look at how you can get rid of them a little bit quicker. Although it doesn’t sound like much, even paying off an extra £5 or £10 a month can start to make a big difference for you.
Honestly, if you’re already putting money into savings, it could be better spent putting less in and plugging it into whatever debts you have. Start with your credit card debts, because those are the ones where the interest rates could hit you hardest. Then start to think about the rest. Stick to this and hopefully you can have a debt-free 2016!

New Year’s Resolution 6 – Start Walking Or Cycling To Work

Ok, so not all of my tips on saving money will work for everything. This New Year’s Resolution can onlyrealistically be taken on if you live close enough to your workplace to be able to walk or cycle to it, so if you have an hour commute to work each day I’m sorry, but you’re pretty much stuck with it.
If you have the opportunity to walk or cycle to work then the benefits are (almost) endless. You’ll get healthier, skip the traffic, save money on petrol (and potentially tax and upkeep of a car if you sell yours!), and if you cycle to work you could be eligible for a tax free bike with even more savings from the Cycle To Work Scheme. Cycling and walking to work are so much more relaxing too – you have time to really think, you don’t have to worry about the traffic and you get fresh air everyday.

New Year’s Resolution 7 – Start Using A Cashback / Voucher Code Site

If you’re not already using a cashback site, this is one of my biggest money saving tips for any time of the year. It literally costs you nothing, and you get money back on purchases. What’s not to love? C if you’re unsure on how to get started. But just know that it’s a really easy way to grab some savings the shops aren’t telling you about already. This last year I’ve personally pocketed over £100 from using a cashback site, which I used to buy Christmas presents! You can make an account and start saving on Trendy-Money right now.
If cashback doesn’t sound like your kind of thing (erm, why not?) then how about making a New Year’s Resolution to use more voucher codes? Most of the time, when you make a purchase online, there’s a voucher code out there to give you some money off. If you don’t take 10 seconds out of your day to search for one, you could be wasting a ridiculous amount! Vouchers At Checkout is a great place to start – they list the hottest vouchers that they manually test to ensure they work so you’ll always find a working deal.
Soon you won’t even have to bother Googling for voucher and discount codes; Vouchers At Checkout are going to release an extension which pops up and lets you know if there’s a voucher available for the site you’re on before you checkout! So you’ll never miss out again.

New Year’s Resolution 8 – Cancel Your Unused Gym Membership

You want to get fitter, I get that, but it’s not happening at the gym. It’s so out of your way, you really don’t have the time to get there and back as well as work out. It’s fine, this isn’t admitting defeat, you’re notgoing to be podgy forever. I don’t just have tips on saving money you know, I also have tips on how to make good substitutes!
Just do your regular workout at home. Wait, hear me out. I know you don’t have all that fancy gym equipment, but you really don’t need it. There are plenty of Youtube tutorials on how to do some great home exercises, and if you really felt like you were missing out on something a set of weights is all you’d need.
And if you really want to be brave, you could always go for a jog…
Read Also : 10 Books That Bill Gates Wants You to Read to Become as Successful as Him

New Year’s Resolution 9 – Make More Money

Just saying ‘make more money’ is easy. Actually doing it is the difficult bit. But think about this realistically, even an extra £50 a month would be welcomed right? So take on a second job if you have the time, or put some of your talents to good use.
You could start selling commissions if you’re a great artist. If you love to bake, offer to sell cheap baked goods to friends, family or work colleagues. You could even advertise online to make personalised pieces for Birthdays and the like. If you think you’re good with words you could start up your own blog and see where that leads you (but it’s probably best not to start it for the soul purpose of making money, those kind of blogs rarely go very far). You could even offer yourself up as a freelance writer for companies.
There really is something for every talent out there – check out fiverr if you don’t believe me (and that’s also an awesome place to sell your talents). But if you don’t mind something more temporary, one of my best short-term tips on saving money is to sell the things you don’t want on ebay or gumtree. You’ll make a bit of cash on the side and declutter your home. Win-win!

New Year’s Resolution 10 – Build A Budget

This money saving tip is feared and avoided by more people than those who ignored my daily chocolate New Year’s Resolution. And that’s saying something. As Daisy from PrettyGreenTea points out, ‘Do not save what is left after spending, spend what is left after saving.’ This incredible quote from Warren Buffet is exactly what you should be doing, but if you don’t have a budget you’ll never know what you’re saving!
Building a budget isn’t difficult, and it can keep you on track for the entire year. You don’t even have to make a fancy spreadsheet, just get out a piece of paper and note down your major outgoings and incomings. Think rent, bills, planned expenses (car tax, MOT, insurance policies etc), food, treats etc etc.
Once you do that, you can see where you’re missing out on saving money, and where you can cut back your expenses. Pin it to your fridge so you see it everyday and actually stick to it.
This is something you can do slowly, month by month, and at least start in 2015. It’ll give you peace of mind that if anything unfortunate did happen, you’d be able to support yourself.

4 comments
Posted at 21:36 |  by Nagendra
New Year Resolution how to make money

When it comes to money, setting New Year’s resolutions for yourself is easy, but committing to and following through with those resolutions is a completely different story. This is why it is important to set realistic and achievable financial goals for yourself. There is hardly a quicker way to shove those New Year’s resolutions aside than to realize that they are unattainable or that you have set the bar so high that only Warren Buffett himself could achieve them. That being said, here are a few ideas for money-saving New Year’s resolutions that are set to reasonable levels and thus promote continued progress throughout the year.
1. Become debt-free

Let’s start with the big one first – freeing yourself from debt. Whether this is a realistic and attainable goal is really dependant upon your financial and debt situation. How heavily you are in debt, what type of debt you hold (credit, car loan, mortgage, etc.), your income level, and the interest rates pertaining to your debt can all play into how quickly or how successful you are in becoming debt free.

2. Make extra mortgage payments
Resolving to make an extra payment or two toward your mortgage can be a great way to start the year. By making an extra payment each year, not only are you reducing the time and amount it will take you to pay off your home, but you will be reducing the amount of interest those greedy banks receive. Since most mortgage interest rates are well below those of credit cards, it is important that you review any other debt with higher interest rates that may need to be dealt with first, before putting extra money toward your mortgage.

3. Find ways to generate side income
Picking up extra income can be a wonderful financial resolution. In a suffering economy, the peace of mind and supplemental income that comes with a second job or side business can be a great buffer against the stresses of economic strife. Even an extra hundred dollars a month can be a great way to reach other financial goals like paying down debt, making an extra mortgage payment or starting an emergency fund.

4. Start a rainy day fund
If you don’t have one already, starting an emergency fund can be a good New Year’s resolution. You never know what tomorrow might hold when it comes to your finances, but with an emergency fund, you can face the unknown with a bit more confidence. While some financial gurus call for you to have $500 in the bank, you may want to stash a bit more than that. $500 won’t get you far these days, especially if you lose your job. Even one or two months of your average income can go fast, so build up a fund you’re comfortable with. Bear in mind that if you have outstanding credit card debt, you might want to deal with that first to eliminate those costly interest payments.

5. Invest in your retirement
It’s never too early to start planning for retirement – and these days it’s hard to count on anyone but yourself to do it. Setting aside money for the future, whether in an IRA, 401k, 403b, or even just a savings or checking account can start you on the path to a financially secure retirement.

6. Understand your investments
It is amazing just how many of us hold investments that we know little about. Nothing illustrates our lack of financial education better than the recent mortgage meltdown where many homeowners had no real understanding of the mortgages to which they had committed. Many of us associate understanding our investments and financial situation with knowing what stocks we own or how much we’ve contributed to our 401k. Those are great first steps, but to commit further, we should understand topics such as where that money is invested, how much our credit costs us each year, how our Social Security benefits are calculated, and other similar financial information.

7. Learn to save
Learning to save sounds easy, but it doesn’t happen overnight. Becoming accustomed to money-saving techniques can be a lengthy and involved process, especially for those of us who haven’t had much experience with it. Using coupons, looking for store discounts and sales, tracking our expenses, and utilizing a budget are skills many of us have learned to do without until recently. A fresh year provides the perfect excuse to buckle down and become familiar with the saving process.

8. Build a budget
Starting off the year with a budget is an easy resolution that can be completed while watching television or soaking in the tub. Your budget doesn’t have to be in a fancy spreadsheet with graphs and charts. A simple, hand-written list of expenses and incomes can get you started, and can be expanded later if needed. The hard part of this resolution is committing yourself to watching, modifying, and adhering to your budget over the course of the year. Consider putting your budget in an easy to see place like your refrigerator or computer desktop so that it will be a constant reminder of your financial goals and your commitment to those goals.

Mark is a writer who works with an Australian website called Credit Card Compare that offers easy credit card comparisons and helps consumers find the best card available for them.

8 New Year’s Resolutions That Will Save You Money

New Year Resolution how to make money

When it comes to money, setting New Year’s resolutions for yourself is easy, but committing to and following through with those resolutions is a completely different story. This is why it is important to set realistic and achievable financial goals for yourself. There is hardly a quicker way to shove those New Year’s resolutions aside than to realize that they are unattainable or that you have set the bar so high that only Warren Buffett himself could achieve them. That being said, here are a few ideas for money-saving New Year’s resolutions that are set to reasonable levels and thus promote continued progress throughout the year.
1. Become debt-free

Let’s start with the big one first – freeing yourself from debt. Whether this is a realistic and attainable goal is really dependant upon your financial and debt situation. How heavily you are in debt, what type of debt you hold (credit, car loan, mortgage, etc.), your income level, and the interest rates pertaining to your debt can all play into how quickly or how successful you are in becoming debt free.

2. Make extra mortgage payments
Resolving to make an extra payment or two toward your mortgage can be a great way to start the year. By making an extra payment each year, not only are you reducing the time and amount it will take you to pay off your home, but you will be reducing the amount of interest those greedy banks receive. Since most mortgage interest rates are well below those of credit cards, it is important that you review any other debt with higher interest rates that may need to be dealt with first, before putting extra money toward your mortgage.

3. Find ways to generate side income
Picking up extra income can be a wonderful financial resolution. In a suffering economy, the peace of mind and supplemental income that comes with a second job or side business can be a great buffer against the stresses of economic strife. Even an extra hundred dollars a month can be a great way to reach other financial goals like paying down debt, making an extra mortgage payment or starting an emergency fund.

4. Start a rainy day fund
If you don’t have one already, starting an emergency fund can be a good New Year’s resolution. You never know what tomorrow might hold when it comes to your finances, but with an emergency fund, you can face the unknown with a bit more confidence. While some financial gurus call for you to have $500 in the bank, you may want to stash a bit more than that. $500 won’t get you far these days, especially if you lose your job. Even one or two months of your average income can go fast, so build up a fund you’re comfortable with. Bear in mind that if you have outstanding credit card debt, you might want to deal with that first to eliminate those costly interest payments.

5. Invest in your retirement
It’s never too early to start planning for retirement – and these days it’s hard to count on anyone but yourself to do it. Setting aside money for the future, whether in an IRA, 401k, 403b, or even just a savings or checking account can start you on the path to a financially secure retirement.

6. Understand your investments
It is amazing just how many of us hold investments that we know little about. Nothing illustrates our lack of financial education better than the recent mortgage meltdown where many homeowners had no real understanding of the mortgages to which they had committed. Many of us associate understanding our investments and financial situation with knowing what stocks we own or how much we’ve contributed to our 401k. Those are great first steps, but to commit further, we should understand topics such as where that money is invested, how much our credit costs us each year, how our Social Security benefits are calculated, and other similar financial information.

7. Learn to save
Learning to save sounds easy, but it doesn’t happen overnight. Becoming accustomed to money-saving techniques can be a lengthy and involved process, especially for those of us who haven’t had much experience with it. Using coupons, looking for store discounts and sales, tracking our expenses, and utilizing a budget are skills many of us have learned to do without until recently. A fresh year provides the perfect excuse to buckle down and become familiar with the saving process.

8. Build a budget
Starting off the year with a budget is an easy resolution that can be completed while watching television or soaking in the tub. Your budget doesn’t have to be in a fancy spreadsheet with graphs and charts. A simple, hand-written list of expenses and incomes can get you started, and can be expanded later if needed. The hard part of this resolution is committing yourself to watching, modifying, and adhering to your budget over the course of the year. Consider putting your budget in an easy to see place like your refrigerator or computer desktop so that it will be a constant reminder of your financial goals and your commitment to those goals.

Mark is a writer who works with an Australian website called Credit Card Compare that offers easy credit card comparisons and helps consumers find the best card available for them.

18 comments
Posted at 21:25 |  by Nagendra

Buy and Sell Online
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Is there any way or website, which is helpful in selling new or old stuff online??
Yes! there are lots of ways available for serving this purpose here. This is the easiest way of earning money through internet. This way is very popular everywhere specially now a days. People who are aware to sell old stuff online for money, generating much amount of income from this way. Other way, people who are not so much aware about this real money making way, can easily take all informative news from this  portal.
Generally you all sell your old things in the market and get a small revenue of that by doing bargaining & other things whatever you like to do. But if I say there is a selling and buying portal available on the internet, which can give you more money as compare to market and can help you a lot in the process to make easy online by selling old stuff or things. Than you will surely appreciate this way. You would exactly like to know more about this passive way of generating money. There are many famous websites available on the internet where you can sell your old products or things of your house.
make easy money online by selling old stuff

Best websites to Sell Old Stuff Online 


make easy money online by selling old stuff on eBay
Ebay is the largest auction websiteon the web.Recently also, we have discussed about “How to make money on eBay?” In this sequence of selling and buying purpose, eBay on the top of all. It can be also said that “Ebay is one of the best place to sell items online”. The World Alexa rank of eBay is near about 21 with High Google Page Rank 8. Anything related to your stuff, there will be a buyer available willing to bid on. The best use of eBay is items are collectible. Here, you can make easy money online by selling old stuff or old items of yours. Ebay will always help you to find a great deal on all of your items. Listing of eBay is quick and easy using the built in auction tools. You can also use the Online Store of eBay to make quick money online.  www.ebay.com
make easy money online by selling old stuff on Amazon
Amazon is the heart of e-commerce. Chances are, if you are a regular web user & know about buying things on Amazon. But do you know that you can sell your old stuff also at this platform. Amazon is one of the famous marketplace to sell your used stuff. You can also make money with Amazon by 7 unique ways.The World Alexa rank of amazon is near about 6 with Classic Google Page Rank 8.There are two options, if you plan to sell your old stuff on Amazon :
– A free listing using others’ pictures, descriptions and shipping prices.
– A paid version where you can edit each section.
There are so much variety of items for selling. You just have to click on a section ‘sell your here’. You will reach in the selling zone. It literally takes less than a minute to get your used items online and primed to sell.  www.amazon.com
make easy money online by selling old stuff on craigslist
Although Craigslist is quite popular, but it can be used only if you want to sell online occasionally. The World Alexa rank of Craigslist is near about40 with Incredible Google Page Rank 7 which describes its quality. You can easily list your items here for free. But You will have to arrange for the buyer to come to your home and pick it up. No doubt, it is an ideal place to sell anything quickly. You can make easy money online by selling old stuff through Craigslist. Craigslist is quick and east to set up and begin selling your used items.www.craigslist.com
make easy money online by selling old stuff on OLX and Quikr
Olx is a network where Buyers Meet Sellers and Sellers meet Buyers. The tagline of OLX is “Sab Kuch Bikta Hai” (everything sells). OlX is not only famous in India but also all over the world. The World Alexa rank of OLX is near about 309 with Google PR 5. OLX is most used classified in India. The main  website of Olx is www.Olx.in. OlX was established in 2006. Now OLX provides their services in more than 90 countries and in more than 40 languages. OLX is best in the class to provide user friendly interface. So if you want to sell anything quickly, just go to OLX as theme Ad of “Bech De”.

Quikr is very much similar to OLX. Here, the tagline of Quikr is “Sell anything Quikrrr”. It is also famous worldwide not even in India. The World Alexa rankof Quikr is near about 365 with Google PR 5. The interesting thing about the Quikr is that enables users to sign up and receive special alerts (for free) that would match their requirements.www.quikr.com
Both are the ways where you can make easy money online by selling old stuff or old things. But therefore OLX is much better than qucikrr. I don’t want to say that quikr is bad but somehow it is less than OLX. The traffic analysis of Googlesays much about this.
 Last 12 Month camparison report between olx and quickr
Therefore, classified platform has been provided in each platform. First you have to create your personal account as a sign up process. Then you have to put info of your products,which you want to sell. You also need to give Location, Photographs of your product & Approx. Cost which you want to get from that product.

Read Also : Best Ways to Make Money from Social Networking Sites

Other websites to Sell Old Stuff Online to Make Easy Money with it:


Conclusion :

It is one of the simplest ways of making money from the internet. You can post items,which you want to sell and wait for people to call. Simply the Buying-Selling Online portal has become a trademark in the world. People have become habitual of this trademark portal. In the future, there is a lot of scope available on buying-selling portal.
Hope you enjoyed reading this.You can  Subscribe our Weekly Newsletter to get other Important Updates and Essential Tips to make Money .If you know any other Tips and tricks  that you might think be added in this post,kindly Share with us in our comments section Below.
Share your opinions about this money making way! 
Are you really able to sell old stuff online for making easy money??

How to Sell Old Stuff Online to Make Easy Money with it?


Buy and Sell Online
Have you ever tried to make money by selling old stuff on the internet?
Is there any way or website, which is helpful in selling new or old stuff online??
Yes! there are lots of ways available for serving this purpose here. This is the easiest way of earning money through internet. This way is very popular everywhere specially now a days. People who are aware to sell old stuff online for money, generating much amount of income from this way. Other way, people who are not so much aware about this real money making way, can easily take all informative news from this  portal.
Generally you all sell your old things in the market and get a small revenue of that by doing bargaining & other things whatever you like to do. But if I say there is a selling and buying portal available on the internet, which can give you more money as compare to market and can help you a lot in the process to make easy online by selling old stuff or things. Than you will surely appreciate this way. You would exactly like to know more about this passive way of generating money. There are many famous websites available on the internet where you can sell your old products or things of your house.
make easy money online by selling old stuff

Best websites to Sell Old Stuff Online 


make easy money online by selling old stuff on eBay
Ebay is the largest auction websiteon the web.Recently also, we have discussed about “How to make money on eBay?” In this sequence of selling and buying purpose, eBay on the top of all. It can be also said that “Ebay is one of the best place to sell items online”. The World Alexa rank of eBay is near about 21 with High Google Page Rank 8. Anything related to your stuff, there will be a buyer available willing to bid on. The best use of eBay is items are collectible. Here, you can make easy money online by selling old stuff or old items of yours. Ebay will always help you to find a great deal on all of your items. Listing of eBay is quick and easy using the built in auction tools. You can also use the Online Store of eBay to make quick money online.  www.ebay.com
make easy money online by selling old stuff on Amazon
Amazon is the heart of e-commerce. Chances are, if you are a regular web user & know about buying things on Amazon. But do you know that you can sell your old stuff also at this platform. Amazon is one of the famous marketplace to sell your used stuff. You can also make money with Amazon by 7 unique ways.The World Alexa rank of amazon is near about 6 with Classic Google Page Rank 8.There are two options, if you plan to sell your old stuff on Amazon :
– A free listing using others’ pictures, descriptions and shipping prices.
– A paid version where you can edit each section.
There are so much variety of items for selling. You just have to click on a section ‘sell your here’. You will reach in the selling zone. It literally takes less than a minute to get your used items online and primed to sell.  www.amazon.com
make easy money online by selling old stuff on craigslist
Although Craigslist is quite popular, but it can be used only if you want to sell online occasionally. The World Alexa rank of Craigslist is near about40 with Incredible Google Page Rank 7 which describes its quality. You can easily list your items here for free. But You will have to arrange for the buyer to come to your home and pick it up. No doubt, it is an ideal place to sell anything quickly. You can make easy money online by selling old stuff through Craigslist. Craigslist is quick and east to set up and begin selling your used items.www.craigslist.com
make easy money online by selling old stuff on OLX and Quikr
Olx is a network where Buyers Meet Sellers and Sellers meet Buyers. The tagline of OLX is “Sab Kuch Bikta Hai” (everything sells). OlX is not only famous in India but also all over the world. The World Alexa rank of OLX is near about 309 with Google PR 5. OLX is most used classified in India. The main  website of Olx is www.Olx.in. OlX was established in 2006. Now OLX provides their services in more than 90 countries and in more than 40 languages. OLX is best in the class to provide user friendly interface. So if you want to sell anything quickly, just go to OLX as theme Ad of “Bech De”.

Quikr is very much similar to OLX. Here, the tagline of Quikr is “Sell anything Quikrrr”. It is also famous worldwide not even in India. The World Alexa rankof Quikr is near about 365 with Google PR 5. The interesting thing about the Quikr is that enables users to sign up and receive special alerts (for free) that would match their requirements.www.quikr.com
Both are the ways where you can make easy money online by selling old stuff or old things. But therefore OLX is much better than qucikrr. I don’t want to say that quikr is bad but somehow it is less than OLX. The traffic analysis of Googlesays much about this.
 Last 12 Month camparison report between olx and quickr
Therefore, classified platform has been provided in each platform. First you have to create your personal account as a sign up process. Then you have to put info of your products,which you want to sell. You also need to give Location, Photographs of your product & Approx. Cost which you want to get from that product.

Read Also : Best Ways to Make Money from Social Networking Sites

Other websites to Sell Old Stuff Online to Make Easy Money with it:


Conclusion :

It is one of the simplest ways of making money from the internet. You can post items,which you want to sell and wait for people to call. Simply the Buying-Selling Online portal has become a trademark in the world. People have become habitual of this trademark portal. In the future, there is a lot of scope available on buying-selling portal.
Hope you enjoyed reading this.You can  Subscribe our Weekly Newsletter to get other Important Updates and Essential Tips to make Money .If you know any other Tips and tricks  that you might think be added in this post,kindly Share with us in our comments section Below.
Share your opinions about this money making way! 
Are you really able to sell old stuff online for making easy money??

9 comments
Posted at 04:13 |  by Nagendra
make money by mobile smart phones

If you have become sick of advertisements on mobile phone, then this information is so much relief-full in the series of Online Money Making. It’s a very new service, which is recently started in America. The service stat that ” We will provide an option of earning money by unlocking of mobile screen with no click on advertisements”.
Obviously it’s great information for all the people, who are suffering with mobile ads. These mobile ads sometime show with free apps, net browsing & with many more options. It seems to be irritated to see this situation. In fact, these advertisements also consume your data of internet in KB and MB. But now this process is going to be changed soon. A new company named ‘LOCKET’ is started in USA, which pay you for seeing the ads on mobile screen. Thus, if you are not able to work online and get money, this way becomes so beneficial for you.

Effective Way to Make Money by Ads of Mobile Screen in USA

*How will this process work??

Basically, this company will use your Smart Phone function, which function is very common for you. Means it’s your lock screen. When you press the power button of your Smart Phone then screen light starts, but you have to unlock the screen by swiping. This screen is called “Lock Screen”.
Now you unlock your Smart Phone many times in a day. If you will use this app of “LOCKET” then ads will change into your earnings. You can easily make money by ads everytime, when you swipe your Smart Phone. The main considerable thing is that you don’t require to click any ad or follow that service. Only you have to unlock the screen, and earning will transfer to you.

*What is the Payout of ‘LOCKET’??

This is very important question for everybody. If the company is paying that way then what is the favourable amount?
Locket is paying you per 1 cent for unlocking the screen once. But the noticeable thing is that there is a maximum limit decide for unlocks. According to the company “You can easily earn till $10 in a month” By the way, now company is only working in USA, but it is also assumed that it will soon cover up to all countries.
Effective Way to Make Money by Ads of Mobile Screen in USA-2

*What is the Benefits of Company??

‘LOCKET’ is using this policy for the marketing of products. In this marketing trend, it doesn’t matter, you buy anything or not. But after doing unlocking of screen, your eye will definitely focus on the products once a time. In this way, the product will be register in your memory. Company is also assuming that “An average person use mobile phone for 12 hours daily”. So they are trying to do more and more effective marketing. 

Don’t Miss: How to Save Money On Shopping Online

*How would you get Benefit??
    • In this whole process, you don’t need to give any kind of personal information related to your Bank account or credit card or something else.
    • First you have to download the free app of LOCKET on your Android phone, which is available on Google Play Store.
    • You have to mention one of your e-mail ids, which is connected to PayPal, here for downloading the app.
    • Now if you unlock your screen, you can easily get your profitable amount here. You can also choose this payment system from LOCKET directly.

*It’s not the end of this Earning Money Process..!!

In this time, company is paying you 1 cent for 1 unlock with the $1 bonus for per ad as your referral. Company is also giving Random cash as the bonus for old customers. You can directly go to the www.getlocket.com for getting more information about the effective money making way.  

Conclusion:

Surely, Mobile Screening is a new & effective way of earning some buckets quickly. You just have to do your regular work as unlocking the phone, as you always do. Random Cash bonus is like a free gold medal here to achieve. There are many PTC (Paid to Click)sites available, which pay you for clicks on advertisements, this is something different from them. Other way, company is working in America basically, but it is trying advertisements frequently for growing his network. Soon, you will find this in your nearest location also. 

Thanks for giving your time to read this post. Give your some frequent feedbacks about this modern money making way, so that company will see your opinions and launch it soon in your areas!!

Superb Way to Make Money by Ads of Smart Phone Screen in USA

make money by mobile smart phones

If you have become sick of advertisements on mobile phone, then this information is so much relief-full in the series of Online Money Making. It’s a very new service, which is recently started in America. The service stat that ” We will provide an option of earning money by unlocking of mobile screen with no click on advertisements”.
Obviously it’s great information for all the people, who are suffering with mobile ads. These mobile ads sometime show with free apps, net browsing & with many more options. It seems to be irritated to see this situation. In fact, these advertisements also consume your data of internet in KB and MB. But now this process is going to be changed soon. A new company named ‘LOCKET’ is started in USA, which pay you for seeing the ads on mobile screen. Thus, if you are not able to work online and get money, this way becomes so beneficial for you.

Effective Way to Make Money by Ads of Mobile Screen in USA

*How will this process work??

Basically, this company will use your Smart Phone function, which function is very common for you. Means it’s your lock screen. When you press the power button of your Smart Phone then screen light starts, but you have to unlock the screen by swiping. This screen is called “Lock Screen”.
Now you unlock your Smart Phone many times in a day. If you will use this app of “LOCKET” then ads will change into your earnings. You can easily make money by ads everytime, when you swipe your Smart Phone. The main considerable thing is that you don’t require to click any ad or follow that service. Only you have to unlock the screen, and earning will transfer to you.

*What is the Payout of ‘LOCKET’??

This is very important question for everybody. If the company is paying that way then what is the favourable amount?
Locket is paying you per 1 cent for unlocking the screen once. But the noticeable thing is that there is a maximum limit decide for unlocks. According to the company “You can easily earn till $10 in a month” By the way, now company is only working in USA, but it is also assumed that it will soon cover up to all countries.
Effective Way to Make Money by Ads of Mobile Screen in USA-2

*What is the Benefits of Company??

‘LOCKET’ is using this policy for the marketing of products. In this marketing trend, it doesn’t matter, you buy anything or not. But after doing unlocking of screen, your eye will definitely focus on the products once a time. In this way, the product will be register in your memory. Company is also assuming that “An average person use mobile phone for 12 hours daily”. So they are trying to do more and more effective marketing. 

Don’t Miss: How to Save Money On Shopping Online

*How would you get Benefit??
    • In this whole process, you don’t need to give any kind of personal information related to your Bank account or credit card or something else.
    • First you have to download the free app of LOCKET on your Android phone, which is available on Google Play Store.
    • You have to mention one of your e-mail ids, which is connected to PayPal, here for downloading the app.
    • Now if you unlock your screen, you can easily get your profitable amount here. You can also choose this payment system from LOCKET directly.

*It’s not the end of this Earning Money Process..!!

In this time, company is paying you 1 cent for 1 unlock with the $1 bonus for per ad as your referral. Company is also giving Random cash as the bonus for old customers. You can directly go to the www.getlocket.com for getting more information about the effective money making way.  

Conclusion:

Surely, Mobile Screening is a new & effective way of earning some buckets quickly. You just have to do your regular work as unlocking the phone, as you always do. Random Cash bonus is like a free gold medal here to achieve. There are many PTC (Paid to Click)sites available, which pay you for clicks on advertisements, this is something different from them. Other way, company is working in America basically, but it is trying advertisements frequently for growing his network. Soon, you will find this in your nearest location also. 

Thanks for giving your time to read this post. Give your some frequent feedbacks about this modern money making way, so that company will see your opinions and launch it soon in your areas!!

3 comments
Posted at 22:39 |  by Nagendra
make money

Are you frustrated from job firing?
Do you always feel that your company will say you bye as recession rises?
Then don’t be panic my dear friends, once again we moneybies are with you to provide you 3 excellent ways by which you can make money when you are unemployed or you are fired out from job.
Usually we don’t consider that company will say us get out without any information, but it happens sometimes in conditions like recession where bulk of people loss their job. In that case, there are less chances  for them to get a job and earn enough to spend their lives.
Majority of them move towards to start some kind of business to get money. But it is a tough task to run a successful business. And without investment you can’t even imagine about the business. To make easy money in that scenario you can go with these 3 sources, which definitely help you to grow yourself from your house.

Medical Billing

This seems pretty odd to earn money from a medical sector by setting in pajamas at home. Maximum people think that they need to learn too much about medical when they are looking forward for this field. Let me aware them that you don’t need any kind of experience to start a medical billing home business.
As we all know that health care is an important sector of our life where some kind of jobs or work is available to earn money. Medical billing carrier is one of the vital area where you can establish yourself and generate a big income to spend your life.
To start this business you must be thinking what you need actually to do for making money through this source. There are various sub categories in this field like medical billing clerk, medical coding specialist, insurance billing specialist and much more which can help you to earn money. Get more information about this on everythingmedicalbilling.
how to make money

Online Marketing Services

This source is always in demand and open to make a passive income. The internet marketing services help to establish a good business online. Anybody who is thinking to run a successful business over the internet, he must have a website with its best user experience features. There are several components which make this industry so useful to earn money.
By getting perfect areas of the market to be hit, people can make money by providing good marketing services online. They can give consultancy to customers how they can improve their business on the internet as well as what kind of things they are missing to have a successful business online.
A business website always requires flood of traffic to let more people know about them and their product. Quality traffic on their site can lead the owner to sell more products online and earn money. So a good internet marketer can provide them huge traffic on their sites.
Home Staging Business
When you are having an idea to decorate a beautiful home for you, then why don’t you do it for others and get paid. The home staging is a very simple way to earn money by providing good interior decoration for the house.
To start this business, you don’t require too much amount to invest. Your ideas can give you more money than your expectations. In this work, you can decorate a beautiful home and make it so attractive that people look desperate to buy it.
You can make this business as your carrier because real estate companies always seek for these kind of people. You can also deal with real estate companies to get more exposure for your ideas and creativity for home décor.
These 3 money making tips can help you a lot to open your business  when you are thrown away from a company. You can also take these works as part time job on weekends.
Share your thoughts about it.

Are You Fired from Job..? Then 3 Top Ways for You to Make Money

make money

Are you frustrated from job firing?
Do you always feel that your company will say you bye as recession rises?
Then don’t be panic my dear friends, once again we moneybies are with you to provide you 3 excellent ways by which you can make money when you are unemployed or you are fired out from job.
Usually we don’t consider that company will say us get out without any information, but it happens sometimes in conditions like recession where bulk of people loss their job. In that case, there are less chances  for them to get a job and earn enough to spend their lives.
Majority of them move towards to start some kind of business to get money. But it is a tough task to run a successful business. And without investment you can’t even imagine about the business. To make easy money in that scenario you can go with these 3 sources, which definitely help you to grow yourself from your house.

Medical Billing

This seems pretty odd to earn money from a medical sector by setting in pajamas at home. Maximum people think that they need to learn too much about medical when they are looking forward for this field. Let me aware them that you don’t need any kind of experience to start a medical billing home business.
As we all know that health care is an important sector of our life where some kind of jobs or work is available to earn money. Medical billing carrier is one of the vital area where you can establish yourself and generate a big income to spend your life.
To start this business you must be thinking what you need actually to do for making money through this source. There are various sub categories in this field like medical billing clerk, medical coding specialist, insurance billing specialist and much more which can help you to earn money. Get more information about this on everythingmedicalbilling.
how to make money

Online Marketing Services

This source is always in demand and open to make a passive income. The internet marketing services help to establish a good business online. Anybody who is thinking to run a successful business over the internet, he must have a website with its best user experience features. There are several components which make this industry so useful to earn money.
By getting perfect areas of the market to be hit, people can make money by providing good marketing services online. They can give consultancy to customers how they can improve their business on the internet as well as what kind of things they are missing to have a successful business online.
A business website always requires flood of traffic to let more people know about them and their product. Quality traffic on their site can lead the owner to sell more products online and earn money. So a good internet marketer can provide them huge traffic on their sites.
Home Staging Business
When you are having an idea to decorate a beautiful home for you, then why don’t you do it for others and get paid. The home staging is a very simple way to earn money by providing good interior decoration for the house.
To start this business, you don’t require too much amount to invest. Your ideas can give you more money than your expectations. In this work, you can decorate a beautiful home and make it so attractive that people look desperate to buy it.
You can make this business as your carrier because real estate companies always seek for these kind of people. You can also deal with real estate companies to get more exposure for your ideas and creativity for home décor.
These 3 money making tips can help you a lot to open your business  when you are thrown away from a company. You can also take these works as part time job on weekends.
Share your thoughts about it.

1 comment
Posted at 22:26 |  by Nagendra
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